We are moat builders, not just castle builders.


Still image from the LBS Flash movie
Still image from the LBS video demo

The Living Balance Sheet®

The Living Balance Sheet® (LBS) is one of the tools developed by The Guardian Life Insurance Company of America that provides you with a personal and secure website containing up-to-date, comprehensive information about your entire financial picture, including the protection component, assets, liabilities, and cash flow. The site is available to you 24 hours a day, 7 days a week, from anywhere in the world. Once your information is in the system, any financial institution you designate to be on your secure LBS can provide current data through this site.

If you are currently not a client or do not use The Living Balance Sheet® yet, please watch the Living Balance Sheet® Demo Adobe Flash icon, a 5 minute video to learn more about this exciting new tool. If you own a business I also encourage you to watch this Living Balance Sheet® video designed specifically for business owners Adobe Flash icon.

If you are currently using the Living Balance Sheet®, click here to access your secure LBS website.

Concerned about security? Read the LBS Security Brochure Adobe Acrobat icon.

Adobe Flash icon Requires the free Flash Player

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The Living Balance Sheet®

"LBS is a differentiator; a measure of Guardian's value added commitiment to our clients. It improves the sense of financial control and peace of mind we all need in planning our futures."
- Conrad Collins, Guardian Financial Representative

Contact Joel

224 NW 2nd Avenue
Gainesville, FL 32601
Office: 352-378-4389
Fax: 352-378-5448
Send Joel an email

Guardian Life
Living Balance Sheet

The Living Balance Sheet® and logo are registered trademarks of The Guardian Life Insurance Company of America (Guardian), New York, NY.