I have to do it myself, but I can't do it alone.


Still image from the LBS Flash movie
Still image from the LBS video demo

The Living Balance Sheet®

The Living Balance Sheet® (LBS) is one of the tools developed by The Guardian Life Insurance Company of America that provides you with a personal and secure website containing up-to-date, comprehensive information about your entire financial picture, including the protection component, assets, liabilities, and cash flow. The site is available to you 24 hours a day, 7 days a week, from anywhere in the world. Once your information is in the system, any financial institution you designate to be on your secure LBS can provide current data through this site.

If you are currently not a client or do not use The Living Balance Sheet® yet, please watch the Living Balance Sheet® Demo Adobe Flash icon, a 5 minute video to learn more about this exciting new tool. If you own a business I also encourage you to watch this Living Balance Sheet® video designed specifically for business owners Adobe Flash icon.

If you are currently using the Living Balance Sheet®, click here to access your secure LBS website.

Concerned about security? Read the LBS Security Brochure Adobe Acrobat icon.

Adobe Flash icon Requires the free Flash Player

Adobe Acrobat icon Requires the free Acrobat Reader

Potential Benefits of Using The Living Balance Sheet®

  • Better results in protection.
  • Enhanced asset performance.
  • Debts paid off sooner.
  • More effective savings and cash flow management decisions.
  • Done with the same Cash Flow--not more.

Contact Joel

224 NW 2nd Avenue
Gainesville, FL 32601
Office: 352-378-4389
Fax: 352-378-5448
Send Joel an email

Guardian Life
Living Balance Sheet

The Living Balance Sheet® and logo are registered trademarks of The Guardian Life Insurance Company of America (Guardian), New York, NY.