I have to do it myself, but I can't do it alone.


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The Pirates of Manhattan
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Strategic Partners

  • Mortgages:
    Sharp Mortgages, Inc.
    8785 Perimeter Park Boulevard
    Jacksonville, Florida 32216
    904-997-1093

    sharpmortgages.com
  • Accountant:
    John Ward
    10425 SW 48th Place Gainesville, Fl. 32608
    Phone: 352-374-6424
    Email:
  • Internet Development:
    Dtek Digital Media

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Common Financial Myths

  • "My money only needs to keep pace with inflation."
  • "I will be in a lower income income tax bracket at retirement."
  • "My 401(k) plan creates a tax savings, which can be spent or invested."
  • "Compounding interest creates a financial miracle."
  • "I won't need life insurance when I retire."
  • "A 15 year mortgage costs less than a 30 year mortgage."
  • "Disinvesting is the same as investing."
  • "Rate of return on my assets is more important than regular savings habits."
  • "To increase protection, my cash flow will suffer."

Contact Joel

224 NW 2nd Avenue
Gainesville, FL 32601
Office: 352-378-4389
Fax: 352-378-5448
Send Joel an email

Guardian Life
Living Balance Sheet